Posted by: Dan | May 31, 2012

What’s the Deal with the Post-9/11 GI Bill??

The 9/11 GI Bill is an incredible deal for veterans who qualify! Getting financial assistance to earn a degree is a great way to get started on the path to a new career.

It’s important to understand who’s eligible, how to apply, and what benefits you could receive. Get your calculator ready… we’re gonna do some calculations.


– Served a minimum of 90 days on active duty after September 10, 2001

– Active service performed by National Guard members for organizing, administering, recruiting, instructing, or training the National Guard; or for responding to a national emergency.

– Honorable discharge from the Armed Forces

– Veteran’s dependent eligible for Transfer of Entitlement

– Periods of active duty for the following do NOT count towards 9/11 GI Bill eligibility:

  • ROTC
  • Service terminated due to defective enlistment agreement
  • Service used for loan repayment
  • Service academy contract period
  • Selected reserve service used to establish eligibility under the Montgomery GI Bill (MGIB), MGIB for Selected Reserve, or the Reserve Education Assistance Program

Application.  Make sure that you have your DD214 form, and a transcript for any education taken after high school. Apply online here.

If you’re unable to apply online, call 1-888-GI-Bill (1-888-442-4551), and a form will be mailed to you.

Benefits. Benefits depend directly on the number of months you served.  If you served at least three years, you’ll be entitled to 100% of the benefits below.  If you served less than three years, you will receive a portion of the benefits below.  Once your application is processed, the VA will inform you of your eligibility percentage.

Eligible veterans will receive up to 36 months of educational benefits, and the benefits will remain for up to 15 years.

–  Tuition and fees. Public school in-state students will be covered for the full tuition and fees.  Private and foreign school students will receive up to $17,500 per academic year.

  • Yellow Ribbon Program. Are you attending a private school, or are you an out-of-state student at a public school, and is your tuition and fees are greater than $17,500 per academic year? Check to see if your school offers a Yellow Ribbon Program.  If so, the school determines how much to reduce the tuition and fees, and the VA will match that amount. You can only receive assistance through the Yellow Ribbon Program if you’re entitled to receive 100% of the 9/11 GI Bill benefits.
  • For example, if your school costs $40,000 per academic year and you are entitled to 100% eligibility, you will receive $17,500 for tuition and fees, leaving $22,500 to be paid. If the school contributes $5,000 towards the Yellow Ribbon Program, and the VA matches that amount (for a total of $10,000), your remaining tuition and fees will be $22,500 – $10,000, or $12,500.
  • Check here for Yellow Ribbon Program schools.

– Monthly Housing Allowance. If you attend school at greater than the halftime rate, you will receive this allowance based on the Basic Allowance for Housing (BAH). You will receive the BAH rate for an E-5 with dependents, based on the school’s location.

  • Distance learning students will receive half the national average BAH for an E-5 with dependents.
  • When you’re not in school, you won’t receive this allowance. For example, if the Spring semester ends on May 15, and the Summer semester doesn’t start until June, both May and June’s allowance will be proportional to the number of days spent in school that month.

– Books and supplies. You’ll receive $1,000 per academic year for books and supplies.

For more information about the 9/11 GI Bill benefits, click here.

Visit the Veterans Affairs website for more information.

For any questions about eligibility, the application, or benefits, please contact the VA

Please send any questions and comments to

© 2012 SwitchStarter, LLC



  1. […] GI Bill and speak with school financial aid offices to learn how much coverage you will receive. Click here to learn more about the 9/11 GI Bill. Dan Pick was a Navy Explosive Ordnance Disposal officer, […]

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